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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148725 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148725)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use in.

Very easy to use in. Processing balances take some time and could be faster. Reviewed on: 11th June 2026

Paypal is very easy to use online or in shops, custo...

Paypal is very easy to use online or in shops, customers service great, wheather good or bad credit PayPal is there for you i would definitely recommend it Reviewed on: 11th June 2026

easy right from the start , helpful , FAQ was on han...

easy right from the start , helpful , FAQ was on hand at all times so i could turn onto there and overall an excellent experience Reviewed on: 11th June 2026

Paypal is a great service, great new card service

Paypal is a great service, especially with the new paypal credit card I can use on apple pay. All my pay later payments in one place Reviewed on: 11th June 2026

Top company

Very easy to contact PP ony a quick phone call away. Reviewed on: 11th June 2026

Not really much to say.

Not really much to say. Pay in 3 can be useful at Xmas I guess Reviewed on: 11th June 2026

Payment portal for goods

Good way of paying for goods without needing to imoart bank details Reviewed on: 11th June 2026

Excellent Service

I have been using PayPal for many years now. It helps me to keep a good credit rating. If I ever have a problem, the customer service is excellent. Reviewed on: 11th June 2026

fantastic experience

fantastic experience every time I have used PayPal. I have never had any problems paying and receiving my goods. Reviewed on: 11th June 2026

Easy, accessible and affordable.

Easy, accessible and affordable. Use online and out and about Reviewed on: 11th June 2026

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