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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134102 reviews)

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4.74

Based on 134,102 reviews, last reviewed 10th Jun 2026

3832450% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Used PayPal now for over 12yrs and have never had... Used PayPal now for over 12years and have never had an issue or have to call customer service. The service is simply excellent. Reviewed on: 10th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134102)

Makes life easier

I find PayPal credit makes buying larger more expensive items easier Reviewed on: 17th May 2024

I feel safe when shopping with Paypal

I feel safe when shopping with Paypal and do not need to worry that my money might get stolen. Paypal credit It is useful way of shopping when I want to spread the cost over a few month and I enjoy using it. Reviewed on: 17th May 2024

Easy and straightforward process

Easy and straightforward process Reviewed on: 17th May 2024

Great facility to have.

Great facility to have. Pre arranged credit limit with deferred 0% payment option is excellent for those special purchases Reviewed on: 17th May 2024

I regularly use my PayPal account to allow me to spr...

I regularly use my PayPal account to allow me to spread the cost of items that’d be beyond reach under current circumstances, I’ve always been very happy to do so as the interest rates are much more favourable & manageable than I’ve seen with various credit brokers. Keep it up PayPal, you’ve got my vote for this award! Reviewed on: 17th May 2024

Very good customer service and support and good way...

Very good customer service and support and good way to pay and I like the way they offer interest free Reviewed on: 17th May 2024

Easy to use and trustworthy, paypal is the way forward

Easy to use and trustworthy, paypal is the way forward Reviewed on: 17th May 2024

Just as good as a credit card.

Just as good as a credit card plus you get preferential rates when purchasing high ticket items through ebay. I choose PayPal for the added protection they provide when purchasing products over £99. Cannot fault the excellent customer service. Payment amount and date due are clear and easily located in the app so there are no surprises. PayPal also make it very easy to make additional payments. The 4 months interest free credit option is clear and tells you exactly when the term will expire. With an interest rate of only 12.9% which is better than most credit cards, what more could you want Reviewed on: 17th May 2024

Easy way of making shopping.

Easy way of making shopping. Choosing to pay with paypal it's straight forword and I fell secure. Reviewed on: 17th May 2024

Excellent everytime.

Been a PayPal customer for over 2 years now and the service has been excellent. It works well for me everytime. service and software update have impacted my flexibility in using this service. Reviewed on: 17th May 2024

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