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PayPal: PayPal Credit reviews

4.74
Based on 133,998 reviews, last reviewed 10th Jun 2026
3827800% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and clear terms. All want well, easy and clear terms. All good Reviewed on: 10th June 2026
Mike D's avatar
Mike D

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133998)

Efficient and easy service.

5
Efficient and easy service while remaining competitive. Reviewed on: 17th May 2024

Easy to access.

5
Easy to access. Good rate ,option given Reviewed on: 17th May 2024

Very good to use end fantastic work

5
Very good to use end fantastic work Reviewed on: 17th May 2024

much more better than a credit card, I will recommen...

5
much more better than a credit card, I will recommend to everyone, very useful and good value for money ,especially when you buy over 99pounds and for 4 months you pay 0 interest. Reviewed on: 17th May 2024

I always have a good experience with Paypal Credit!

5
I always have a good experience with Paypal Credit! I enjoy being able to use credit for my online purchases whilst also feeling safe and secure with the security of PayPal. In addition, the 0% interest for 4 months offer is amazing help during hard times like these. Reviewed on: 17th May 2024

Simple intuitive interface offering easy to understa...

5
Simple intuitive interface offering easy to understand value for money Reviewed on: 17th May 2024

Useful way to pay

5
Never had any issues, always a handy way to pay Reviewed on: 17th May 2024

Quick,easy simple to use

5
Easy to use, set limits & updates are great for when a payment is due Reviewed on: 17th May 2024

4 month no intrest good good very

1
Good no intrest 4 month, good luck with your holiday Reviewed on: 17th May 2024

Overall experience of using PayPal is wonderful, if...

5
Overall experience of using PayPal is wonderful, if give me more freedom to purchase things I need everyday and the ability to pay-off over a few months. Reviewed on: 17th May 2024

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