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PayPal: PayPal Credit reviews

4.74
Based on 133,885 reviews, last reviewed 10th Jun 2026
3822500% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good experience but interest rates is to high Good experience but interest rates is to high Reviewed on: 10th June 2026
Mobin 's avatar
Mobin

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133885)

It’s easy and straightforward to use.

5
It’s easy and straightforward to use. They provide a clear information on how it works which is good. I am yet to experience the bad side of it. Reviewed on: 17th May 2024

Paypal credit is an excellent credit card,makes onli...

5
Paypal credit is an excellent credit card,makes online purchases easier and offers great payment options. Reviewed on: 17th May 2024

I liked to much, because it’s very practice and fast

5
I liked to much, because it’s very practice and fast Reviewed on: 17th May 2024

Great offers get 4 months interest free credit

5
Great offers get 4 months interest free credit Reviewed on: 17th May 2024

A clever way to buy and easy ways to repay.

5
A clever and easy way to buy those essential unexpected purchases. Being able to buy with confidence with a clear and easy repayment system with lots 9f easy ways to pay. Reviewed on: 17th May 2024

Always helpful, transparency and easy to manage

5
Always helpful, transparency and easy to manage Reviewed on: 17th May 2024

Very easy to use and pay for goods

5
Very easy to use and pay for goods Reviewed on: 17th May 2024

Very safe and secure feel very safe useing PayPal

5
Very safe and secure feel very safe useing PayPal Reviewed on: 17th May 2024

Pay Pal has established itself as a reliable company.

5
Pay Pal has established itself as a reliable company. She has helped me solve problems with stores many times. For example, there was a case when a store did not want to make a refund but Pay Pal resolved the dispute in my favor. Reviewed on: 17th May 2024

Easily and quickly

3
You can transfer money easily and quickly Reviewed on: 17th May 2024

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