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PayPal: PayPal Credit reviews

4.74
Based on 133,772 reviews, last reviewed 10th Jun 2026
3817500% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for flexible payments and easy to manage I’ve been using PayPal Credit for a while now and find it highly convenient. The 4 months interest-free on purchases over £99 is an excellent feature ... Read more Reviewed on: 10th June 2026
Leuis Y's avatar
Leuis Y

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133772)

perfect finance option simple easy to use

5
perfect finance option simple easy to use Reviewed on: 16th May 2024

Simple to use.

5
Simple to use. Customer service is always friendly and resolved to the best of their abilities. Id love to have a PayPal card for even more transactions! Reviewed on: 16th May 2024

Brilliant love it will always believe in PayPal

5
Brilliant love it will always believe in PayPal Reviewed on: 16th May 2024

Credit Greatness

5
PayPal make it easy to purchase items through credit, just find it really easy to work with and the app is simple and easily understood. Been using them for years and never an issue, A very satisfied customer!! Reviewed on: 16th May 2024

Been with paypal for years and never had a problem...

5
Been with paypal for years and never had a problem Reviewed on: 16th May 2024

Helpful and professional

5
Any time I have a problem they are more than helpful and very professional. Reviewed on: 16th May 2024

Superb & Attentive

5
Always great service and especially helpful with disputes and fraud related incidents. Reviewed on: 16th May 2024

Too expensive, poor customer service

3
Too expensive, poor customer service Reviewed on: 16th May 2024

Interest free 4 months is the best

5
I use PayPal credit for all transactions over £100 and utilise the 4 month interest free period. Reviewed on: 16th May 2024

Always good.

5
Always good. I’d like pay in 3 options on more things Reviewed on: 16th May 2024

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