Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133684 reviews)

View other PayPal products

4.74

Based on 133,684 reviews, last reviewed 10th Jun 2026

3813450% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

With PayPal I have confidence to spend on any retail... With PayPal I have confidence to spend on any retailer as they give guarantee of refund if the order is not successful. I do lot of transactions onlin... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (133684)

Every time I speak excellent service

Every time I speak excellent service Reviewed on: 16th May 2024

Best customer service experience

Best customer service experience Reviewed on: 16th May 2024

The best!

All easy and smooth, easy to use and fair. Reviewed on: 16th May 2024

Good choice

PayPal Credit is so convenient, handy and easy to use, I'm so happy for having it, Reviewed on: 16th May 2024

It's really excellent for paying over a few months h...

It's really excellent for paying over a few months helps me tremendously at Christmas Reviewed on: 16th May 2024

A creditor that hells

A creditor that is there when you need them, rather than just when you want them Reviewed on: 16th May 2024

Improve the App

It's convenient as a means to stop questionable characters getting my bank details. It has good exchange rates for foreign currencies. The app isn't optimised for customer friendliness. It's difficult to find stuff, and I have to keep trying out different options to find my statement for example. Reviewed on: 16th May 2024

PayPal credit is so easy to use.

PayPal credit is so easy to use. It's available in a wide variety of stores and you have the option of adding to your balance or splitting the fee into 3 easy payments. There is also the option of 0% on purchases over £99. Reviewed on: 16th May 2024

Way to use and value for money.

Way to use and value for money. Willusorein the future. Some better options around currencies would be useful. Reviewed on: 16th May 2024

Always use PayPal credit as it gives me the option t...

Always use PayPal credit as it gives me the option to buy what I need and pay off in smaller amounts so I can manage my money. Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Payments
from PayPal 4.73 from 3745 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64679 reviews
Payments
from PayPal 4.73 from 3745 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub