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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148999)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Thank you

5
Honestly, it’s a simple gesture the customer service did to me, they removed a fee when I made a late payment to my payapl as I’m struggling a lot lately Reviewed on: 11th June 2026

Very effective, reliable and smooth process.

5
Very effective, reliable and smooth process. Not had any customer service interaction so can’t comment on that side. But as a service 10/10 Reviewed on: 11th June 2026

Great experience.

5
Great experience. It's a great way of buying things interest free for 4 months Reviewed on: 11th June 2026

This totally useful helpful

5
Very supportive all nice and good Reviewed on: 11th June 2026

Best Credit App So far

5
PayPal Credit has helped me a lot it’s very convenient and easy Reviewed on: 11th June 2026

Easy to use, offer interest free payments for over 100

5
Easy to use, offer interest free payments for over 100 Reviewed on: 11th June 2026

It was very helpful in hard times

5
It was very helpful in hard times Reviewed on: 11th June 2026

Totally recommend.

5
Easy to use and makes life a little easier too. Reviewed on: 11th June 2026

Pretty good I like pay pal for eBay

5
Pretty good I like pay pal for eBay Reviewed on: 11th June 2026

adaptive

5
Paypal show me how adaptive they can be, when it come to emergency situations and not disappoint you. Reviewed on: 11th June 2026

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