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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147850 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147851)

Really easy

Really easy to use, feels secure when choosing that option as a payout. Statements easy to understand and communication via the app is good. App is easy to see and understand how to love money etc Reviewed on: 11th June 2026

Excellent value

Excellent value with excellent benefits Reviewed on: 11th June 2026

Can't get any better

Good with paying for goods and services, with 3 interest free payments Reviewed on: 11th June 2026

Great larger purchases

I use PayPal Credit for larger purchases so I can spread the cost and its great. I've not really had too much interaction with the customer services but when I have, they've been very helpful Reviewed on: 11th June 2026

Really happy with using PayPal credit over the last...

Really happy with using PayPal credit over the last few years Reviewed on: 11th June 2026

PayPal has always been there when I needed them.

PayPal has always been there when I needed them. Great, easy to use app also! Reviewed on: 11th June 2026

Easy and Efficient

PayPal is easy and accessible for myself. Its simple enough to follow and people are avaliable when you need them. Reviewed on: 11th June 2026

I have used PayPal for a few years now and now rely...

I have used PayPal for a few years now and now rely on it for all my transactions as it gives that extra security! The app is really easy to use Reviewed on: 11th June 2026

Use for larger purchases, wanting to pay off in a fe...

Use for larger purchases, wanting to pay off in a few weeks/months at a faster pace. Did experience an issue when using it for a larger, heavy product. The product had an issue within a few weeks but PayPal only fell in line with UK consumer law, in all ways but the supplier to collect the faulty product. It would have cost £100 to return the item, so we were left choosing another option with the supplier, not a full return as requested. Reviewed on: 11th June 2026

My mate PayPal

They have been amazing with helping me with my finances ,with the changing world we live in today Reviewed on: 11th June 2026

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