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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147826 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147826)

All my experience with PayPal in general is excellent.

All my experience with PayPal in general is excellent. Reviewed on: 11th June 2026

Easy to apply very helpful Excellent

Easy to apply very helpful Excellent Reviewed on: 11th June 2026

Excellent service and security, easy to use, one cri...

Excellent service and security, easy to use, one criticism is length of time settled payments take ie not immediate frim my account. Reviewed on: 11th June 2026

Pay pal credit has helped me with so many purchases...

Pay pal credit has helped me with so many purchases providing interest offers and payment plans that are affordable. Reviewed on: 11th June 2026

100% Reliable

Always very reliable. Trustworthy and disputes with retailers are dealt with quickly and efficiently. Have used PayPal for as long as I cemember. Reviewed on: 11th June 2026

Intrest free across 4 months is a great offer and re...

Intrest free across 4 months is a great offer and really helps us as a young family. the customer service team at PayPal are fantastic and always a pleasure to talk to. Reviewed on: 11th June 2026

Thank you PayPal for your existance!

The different options that PayPal offer are next to none. The amount of times PayPal credit has come to my rescue in an emergency because your fridge decides to die unexpectedly and you are unfortunate not to have the funds to pay outright. This has happened many a times with all sorts, i dont just burn through fridges. The fact that you get a set time with 0% interest on your purchase aswell means you are able to pay what you actually paid for the fridge without the crazy interest added on meaning you end up paying £1000 pounds for a £300 fridge through other companies, rip off right! Not PayPal though, I have never once had an issue with PayPal themselves and I feel safe using them, in fact I now make majority of my payments through PayPal for the security of it, and when ive had a problem with a seller PayPal are great to help resolve it. Reviewed on: 11th June 2026

Exactly what I need , when I need it .

Exactly what I need , when I need it . Also excellent support when I need to. Reviewed on: 11th June 2026

It's sustains you

It's helping me to survive this UK hard bad ecoy. Reviewed on: 11th June 2026

AAAA experience happy to use it in future

A+++ experience happy to use it in future Reviewed on: 11th June 2026

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