Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147865 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147865)

I use the app all the time, it’s easy and secure whe...

I use the app all the time, it’s easy and secure when purchasing. Reviewed on: 11th June 2026

I’m happy to use PayPal every time.

I’m happy to use PayPal every time. . Thank you Reviewed on: 11th June 2026

PayPal always gives me confidence when I buy online.

PayPal always gives me confidence when I buy online. I know payments will be made on time and my queries are answered swiftly and professionally. Reviewed on: 11th June 2026

Excellent interface and flow from store to app.

Excellent interface and flow from store to app. Reviewed on: 11th June 2026

Really easy

Really easy to use, feels secure when choosing that option as a payout. Statements easy to understand and communication via the app is good. App is easy to see and understand how to love money etc Reviewed on: 11th June 2026

Excellent value

Excellent value with excellent benefits Reviewed on: 11th June 2026

Can't get any better

Good with paying for goods and services, with 3 interest free payments Reviewed on: 11th June 2026

Great larger purchases

I use PayPal Credit for larger purchases so I can spread the cost and its great. I've not really had too much interaction with the customer services but when I have, they've been very helpful Reviewed on: 11th June 2026

Really happy with using PayPal credit over the last...

Really happy with using PayPal credit over the last few years Reviewed on: 11th June 2026

PayPal has always been there when I needed them.

PayPal has always been there when I needed them. Great, easy to use app also! Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79086 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub