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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149063)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Highly recommend

5
Highly recommend. So easy to use. Never had a problem. Reviewed on: 12th June 2026

Very helpful and good communication

5
Very helpful and good communication with me cos I’m deaf and make easy life and helping money too Reviewed on: 12th June 2026

Does what you expect it to do.

5
Does what you expect it to do and it's there when you need it. Reviewed on: 12th June 2026

Trouble free transaction.

5
As always, a very smooth, trouble free transaction with PayPal credit. I like the 0% interest for 4 months option. Reviewed on: 12th June 2026

Simple to use, always works, no hassle

5
Simple to use, always works, no hassle Reviewed on: 12th June 2026

An exemplary financial product

5
Great service, in app support is brilliant always reliable way to pay Reviewed on: 12th June 2026

It was amazing and helps pay back in installations i...

5
It was amazing and helps pay back in installations in tough times. Reviewed on: 12th June 2026

I have been with PayPal over 20 years.

5
I have been with PayPal over 20 years. Any problems I've had has been sorted by online or phone. During the time they have help me get money returned. My account was hacked and they rang me until they made contact. They stopped transactions immediately much to my delight. These are the reasons I have remained with the company so long. I would definitely recommend them without any doubt. Reviewed on: 12th June 2026

Nothing to say but absolutely amazing from paypal

5
Nothing to say but absolutely amazing from paypal Reviewed on: 12th June 2026

Love my Pay Pal

5
I have had an excellent experience with PayPal been using it for a few years now Reviewed on: 12th June 2026

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