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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148033 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148033)

Paypal services are awesome

Paypal services are awesome and wonderful...always i can do secure n safe transaction without vetting noticed in my bank Reviewed on: 11th June 2026

Paypal security

Paypal helps me shop with confidence online ,I am reassured with the extra security of having a PayPal account Reviewed on: 11th June 2026

good experiance

very secure plenty of checks and easy to use Reviewed on: 11th June 2026

I have used PayPal credit lots of times and have nev...

I have used PayPal credit lots of times and have never had any problems. It’s really handy for splitting up larger payments. Reviewed on: 11th June 2026

Satisfyingly safe, secure and simple!

I can always rely on PayPal to keep me safe and secure, my go to payment portal for everything. Reviewed on: 11th June 2026

Really helpful and Paypal app really easy to use

Really helpful and Paypal app really easy to use Reviewed on: 11th June 2026

Really good

Very easy to speak to on the phone staff were very accommodating to my needs Reviewed on: 11th June 2026

Budgeting

Managing payments over 4 months allows for great budgeting options and I can afford to buy those luxury items. Reviewed on: 11th June 2026

I’ve used PayPal for years and they have stood by my...

I’ve used PayPal for years and they have stood by my side when I needed them. I’ve had cases where I’ve bought electrical goods and the retailer has refused to refund, PayPal stepped in and made sure I was give what I was owed back. They fight your battles for you. Reviewed on: 11th June 2026

Great service

Just always found such ease when using Reviewed on: 11th June 2026

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