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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148056 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148057)

PayPal is excellent to use considering it offers a 4...

PayPal is excellent to use considering it offers a 4 months free interest free and it’s also accepted in most shops. Excellent customer service. Reviewed on: 11th June 2026

Paypal providws a great flexible service

Paypal providws a great flexible service Reviewed on: 11th June 2026

Always there when other providers let you down.

Always there when other providers let you down. Reviewed on: 11th June 2026

Easy to Use and Manage

I’ve been using PayPal Credit for a while and have found it to be a convenient way to spread the cost of larger purchases. The application process was straightforward, and being able to manage everything through my PayPal account makes it easy to keep track of payments. Reviewed on: 11th June 2026

Best on the market!

Best on the market! Offers great flexibility, i can use my credit cards or PayPal credit. Also love the pay in 3 option. Accepted by most popular vendors, makes shopping online super easy and safe! Reviewed on: 11th June 2026

Responsive, easy to use, great benefits.

Responsive, easy to use, great benefits. Excellent app experience. Great offers and rewards. Reviewed on: 11th June 2026

Had no problems using PayPal in 20 years.

Had no problems using PayPal in 20 years. Always my first choice for online payments , acts as an excellent layer of security in online payments. Any dispute I've had has been dealt with quickly and efficiently but the dispute was not with PayPal , they resolved it for me . Reviewed on: 11th June 2026

PayPal credit

Quick, easy and always available. Reviewed on: 11th June 2026

Easy to use but interest is high on PayPal credit .

Easy to use but interest is high on PayPal credit . I am unable to get virtual credit card which is weird some error always Reviewed on: 11th June 2026

PayPal credit flexible payment options

PayPal credit provides an excellent payment option both for online purchases and in store with their credit card. Enables me to easily balance my finances and plan repayments, with the 4 month interest free period. Whether smaller purchases or larger payments such as flights, my experience has been excellent with PayPal. Alongside their Pay in 3 service. Reviewed on: 11th June 2026

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