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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149808 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149809)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Best to buy on credit .

Best to buy on credit . Good service Reviewed on: 12th June 2026

Your in charge

Extremely easy to use and feel secure using PayPal Reviewed on: 12th June 2026

If you are needing something but cant afford it outr...

If you are needing something but cant afford it outright then paypal is perfect. Reviewed on: 12th June 2026

Easy convenient way to make larger purchases low int...

Easy convenient way to make larger purchases low interest rates affordable payments Reviewed on: 12th June 2026

So convenient for me to have such fabulous finance a...

So convenient for me to have such fabulous finance at my disposal. Reviewed on: 12th June 2026

Pay in 3 is great for budgeting

Pay in 3 is so much easier to pay for larger amounts. PayPal in general is the best way forward in banking. Reviewed on: 12th June 2026

Best on the market

It’s just very easy to use, compared to other options it’s top of its class. Would use everytime! Reviewed on: 12th June 2026

Flexible modern credit

The automatic interest free period on larger purchases is incredibly useful. It's very easy to view or manage my balance by making payments. When I've had an issue with a purchase, their customer service has been excellent. Reviewed on: 12th June 2026

Not sure how the rewards work

I tried the card to check about rewards and possibly of splitting over months without interest case I need, but it didn't seem have worked as I thought. Reviewed on: 12th June 2026

Easy of use.

Easy to use. No complaints! Making payments online is super convenient. Reviewed on: 12th June 2026

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