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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149842 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149842)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simple and straightforward no issues

Simple and straightforward no issues Reviewed on: 12th June 2026

Very easy to use.

Very easy to use. Different payment optiobs Reviewed on: 12th June 2026

Whenever I have had a problem customer service peopl...

Whenever I have had a problem customer service people are clearly at home and hear background noise difficult to hear them. And they never help me sort out cases where I didn’t authorise payments. Not sure the point when you have a problem Reviewed on: 12th June 2026

Excellent piece of mind with payments

Excellent piece of mind with payments Reviewed on: 12th June 2026

Excellent

Excellent service I feel safe when using paypal Reviewed on: 12th June 2026

Convenient and simple

I’ve used Paypal credit for convenient and affordable payment plans when needed. I find the service simple and easy to use. Reviewed on: 12th June 2026

I love work with PayPal as its very easy to use and...

I love work with PayPal as its very easy to use and manage, I can pay any purchase around the world very quickly without any problem, also use it credit to manage my finances, it always let me know what is happening with my payments. Reviewed on: 12th June 2026

Easy to apply and to get approved.

Easy to apply and to get approved. Al sorted in matter of seconds Reviewed on: 12th June 2026

What's not to like??

Easy to use, clear terms and conditions, great for spreading cost of expensive items over 4 months without paying any interest! Reviewed on: 12th June 2026

Easy to use and super convenient

Easy to use and super convenient Reviewed on: 12th June 2026

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