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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168657 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168686)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good reminder for payment hides bank details

Good reminder for payment hides bank details Reviewed on: 6th July 2026

A reliable, flexible way to pay.

A reliable, flexible way to pay. Easy to use and easy to track on my app. I can also use PayPal Credit with my phone Reviewed on: 6th July 2026

Excellent Customer Service

I have had no more than two issues since joining Paypal over 2 years ago, and they have both been resolved at the heighest of my expectation. Reviewed on: 6th July 2026

Paypal is my best friend.

I have been using Paypal credit and love it, its easy and everywhere , Makes my life worth living as I can continually shop and pay gradually , its brilliant and everybody in the world should be using it. Reviewed on: 6th July 2026

Great service, never have any issues and easy to use.

Great service, never have any issues and easy to use. Reviewed on: 6th July 2026

I use PayPal most of the time because everything is...

I use PayPal most of the time because everything is transparent. Reviewed on: 6th July 2026

I like the confidence to pay with no worries

I like the confidence to pay with no worries Reviewed on: 6th July 2026

Convenient, so easy to set up instantly, excellent c...

Convenient, so easy to set up instantly, excellent communication Reviewed on: 6th July 2026

Excellent service

Great experience easy to understand statements great credit card Reviewed on: 6th July 2026

Flexible and customer focussed

I fOund PayPal credit to be flexible and customer focussed without unreasonable charges. Reviewed on: 6th July 2026

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