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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169588 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (169669)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never have some issues - 10 years experience

Never have some issues - 10 years experience Reviewed on: 7th July 2026

Paying with paypal

Love using PayPal as it gives you options on how you want to pay Reviewed on: 7th July 2026

App is awful and hides debt.

App is awful and hides debt. I feel there is a deliberate plan to make it difficult for less tech savvy users to see when they have used PayPal credit. Reviewed on: 7th July 2026

Its so reassuring to know that paypal has your vack...

Its so reassuring to know that paypal has your vack and transactions are safe and secure. I use paypal 9 out of 10 times. If its available, its my go to. I know by using it, im also protected if transaction turns out to be fraudulent. Reviewed on: 7th July 2026

Always prompt and easy to deal with.

Always prompt and easy to deal with. I have never had an unresolved issue Reviewed on: 7th July 2026

Easy to use, great customer service, highly recommen...

Easy to use, great customer service, highly recommended. Several options on ways to pay, and also contactless. So its great if you're caught short at the end of the month. And want to have a day out shopping. Reviewed on: 7th July 2026

Interest free period very helpful

Appreciated the interest free purchase for 4 months. Came in very handy Reviewed on: 7th July 2026

Paypal yay!

I've used paypal/paypal credit for a while now and it's helped me make lots of purchases with the 0 interest for 4 months and has boosted my credit score significantly! I've previously mentioned to family about this, helped them make accounts and understand how too also boost their credit scores too! Reviewed on: 7th July 2026

Always very easy to use, flexible and gives freedom

Always very easy to use. I always liked the interest free payment plans, gave me flexibility with my finances. Especially during the holiday season. It helped a lot. I could save some money also that way. Reviewed on: 7th July 2026

Absolute walk in the palk, nothing like the other pr...

Absolute walk in the palk, nothing like the other providers with hidden fees and terms and conditions. PayPal has credit options, pay in 3 and more which has really helped me in my career when times are hard Reviewed on: 7th July 2026

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