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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (170135)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It's more like a dream saver...

5
Paypal credit gave me a good start with good balance plus few months interest free repayment. This makes paypal credit separated from other lenders company and makes it best option... Just like a life saver. Make a wish, and paypal credit is here to make it happen. Love it. Reviewed on: 7th July 2026

They have been very helpful and supportive

4
They have been very helpful and supportive Reviewed on: 7th July 2026

PayPal is great as you have a few options on how to...

5
PayPal is great as you have a few options on how to pay, straightaway, pay in 3 or pay later. Reviewed on: 7th July 2026

I not have very much good experience

3
I not have very much good experience Reviewed on: 7th July 2026

Good experience

5
Good experience so far, would recommend to others Reviewed on: 7th July 2026

When I had a query it was very quickly resolved.

5
When I had a query it was very quickly resolved. Reviewed on: 7th July 2026

PayPal Pays First, So You Don't Pay Dearly Later

5
I still find PayPal my preferred payment option as it has a clear status as the interim safe payment party. Indeed, I think PayPal needs to never forget to play up this unique aspect so it's not lost in customer's minds - that PayPal pays first, so you don't end up.'paying dearly' later. Reviewed on: 7th July 2026

Service review

5
I use PayPal for every transaction I am able to. The service is excellent and I find it's the most sensible way to do it as I don't have to constantly give out my card details. I regularly recommend it to my friends Reviewed on: 7th July 2026

Excellent experience.

5
Excellent experience. Very reliable and efficient. Reviewed on: 7th July 2026

PayPal was always there when I needed support most s...

5
PayPal was always there when I needed support most specially COVID times Reviewed on: 7th July 2026

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