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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172151 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172233)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Got charge extra fee charge for late payment even th...

Got charged extra fee penalty for late payment even though I have a direct debit seated up for years Reviewed on: 7th July 2026

App easy to use .

App easy to use . pay in three is great to spread the cost Reviewed on: 7th July 2026

Great discount at Isle of Wight festival

Great discount at Isle of Wight festival Reviewed on: 7th July 2026

I have been using PayPal for a while now and always...

I have been using PayPal for a while now and always offers flexibility for payments Reviewed on: 7th July 2026

Easy to use and provides competitive credit options

Easy to use and provides competitive credit options Reviewed on: 7th July 2026

Interest rates are too high and you cannot transfer...

Interest rates are too high and you cannot transfer credit to credit cards. Reviewed on: 7th July 2026

PEACE OF MIND

They are there to sort things when things go wrong Reviewed on: 7th July 2026

Feel reassured when paying for goods via PayPal espe...

Feel reassured when paying for goods via PayPal especially online where issues, scams can occur. With PayPal there is a second party as back up. Reviewed on: 7th July 2026

PayPal is a honest good company , always there if yo...

PayPal is a honest good company , always there if you have a problem .they easily sort it out , feel confident and easy to use them online and apply for cards, , would definitely reccomend using this company. Reviewed on: 7th July 2026

They have sorted any problems that I had and they ar...

They have sorted any problems that I had and they are amazing Reviewed on: 7th July 2026

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