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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134124 reviews)

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4.74

Based on 134,124 reviews, last reviewed 10th Jun 2026

3833350% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent Customer Service I have been using PayPal for several years and have always found it to be a reliable and secure payment platform. One of the things I appreciate most ... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134124)

PayPal Review

I've been with PayPal for over 12 months now and never had any problems , I've used my credit account lots of times to buy stuff on 3 months payments or even 4 months to I find it fast and easy and great customer service Reviewed on: 13th June 2022

Best credit provider of all

Best credit provider of all, less stress customer seems team always available when you need them. Reviewed on: 13th June 2022

Easy to use and good service

Nice service and you can pay with 4 months with zero interest. Reviewed on: 13th June 2022

Great flexibility options

Quick and easy to help with payments, good offers and flexibility towards balance management Reviewed on: 13th June 2022

Outstanding Service / Company

Having been a member for many years now, the service provided by PayPal has always been outstanding. Customer services have always been brilliant both on the phone and via email. Even through COVID, they really looked after me as customers and offered much needed support. PayPal has always been my No1 choice as a payment provider and credit facility. Reviewed on: 13th June 2022

Very happy with PayPal!!

PayPal made my life a whole lot easier & happier!! Reviewed on: 13th June 2022

Faultless

I have used PayPal credit for over a year now and never had any issues. It is my preferred method to a credit card. Reviewed on: 13th June 2022

Paypal credit

Very nice and reliable to use on most online shops and for online payment when you lack cash Reviewed on: 13th June 2022

SUPER EASY TO USE

VERY EASY AND CONVENIENT ALSO PAY IN 3 CAN BE HELPFUL SOMETIMES. Reviewed on: 13th June 2022

Amazing credit system

I use pay pal credit all the time it’s great for cash flow and super simple to do! Reviewed on: 13th June 2022

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