Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172869 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172933)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I really like paypal I am using almost for everythin...

I really like paypal I am using almost for everything to pay whenever is an option Reviewed on: 7th July 2026

Makes life easy

I have used PayPal for many years. And it’s been one of the only trusted ways to pay for things online. PayPal credit has been an important source for me to pay for expensive items. Made affordable by paying over time. Making my life better! Reviewed on: 7th July 2026

a lot of extra benefits when using PayPal.

a lot of extra benefits when using PayPal. Safe and secure way to pay. Reviewed on: 7th July 2026

I have used PayPal for many years now and always buy...

I have used PayPal for many years now and always buy through PayPal as I know my money is safe.I have had a few issues over the years with scam companies and PayPal have sorted out for me on the spot without any quibbles Reviewed on: 7th July 2026

PayPal is a great way to pay

PayPal is so simple to use and can be used in most shopping experiences. There is no fuss and it is quick and easy to navigate. Reviewed on: 7th July 2026

Great customer service.

Great customer service. Safe and secure way to shop. I had an issue with a purchase and they sorted my refund out quickly. Reviewed on: 7th July 2026

I’ve never had a problem with PayPal always helpful

If I’ve ever had a problem with PayPal, I’m straight on the phone and they get it sorted within 24 hours. They’ve always been an excellent service. Reviewed on: 7th July 2026

Very efficient and convenient service

Very efficient and convenient service Reviewed on: 7th July 2026

Good for budgeting

Good for budgeting - there for you when needed Reviewed on: 7th July 2026

Great service.

Great service. Pay later or in installments helps with big purchases. Customer service friendly and helpful. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.70 from 3836 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95549 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub