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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149235 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149235)

Love PayPal - hate customer service

Easy process but if something goes wrong it’s a nightmare to contact PayPal and get help. Series of information pages doesn’t compare with the ‘human touch’. I’ve given up because you just go round and round in circles. Reviewed on: 11th June 2026

Excellent service.

Very convenient way of purchasing. Reviewed on: 11th June 2026

I have been with PayPal for some time now and I’ve j...

I have been with PayPal for some time now and I’ve just experienced a better and more positive experience with the company Reviewed on: 11th June 2026

Excellent resources customer focused

Excellent resources customer focused Reviewed on: 11th June 2026

The best way to pay!

Always good service, with excellent peace of mind. Especially now with PayPal+. Use it for all my purchases almost everyday. Customer service is second to none! Reviewed on: 11th June 2026

PayPal was very helpful with sorting out problems I'...

PayPal was very helpful with sorting out problems I've had with purchases Reviewed on: 11th June 2026

PayPal Credit gives me more freedom to spend

PayPal Credit gives me more freedom to spend and get the. purchases that I need at the time when funds are low, giving me great payback fees Reviewed on: 11th June 2026

well protected

i always try to pay via paypal online because i know im protected incase something goes wrong Reviewed on: 11th June 2026

Everything is always easy to sort out .

Everything is always easy to sort out . Even the resolution center is helpful Reviewed on: 11th June 2026

Very good customer service, but app needs improvement

The app is easy to use albeit very laggy especially during transfers taking a day or two, to actually register as pending. The customer service is very responsive, unanimously taking my side after providing heaps of evidence to back my claims, and returning the money from the bad sellers back to me, always in good time. Good approval of credit increases and pay in 3 choices, and giving plenty of notice for upcoming payments. Reviewed on: 11th June 2026

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