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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149257)

Fantastic

5
Fantastic .easy to use.i forget others way to pay ,only use PayPal Reviewed on: 11th June 2026

Very happy used very easy the day started use my lif...

5
Very happy used very easy the day started use my life getting better and helping Reviewed on: 11th June 2026

highly recommendedan issue, PayPal were excellent.

5
When I had an issue, PayPal were excellent. Couldn’t do enough to help resolve the issue. I couldn’t ask for more would highly recommend anyone to use PayPal responsibly. Reviewed on: 11th June 2026

Always a good transaction.

5
Always a good transaction. Safe and secure for peace of mind Reviewed on: 11th June 2026

Easy to manage my credit.

5
Easy to manage my credit. Easy to to online and offline Reviewed on: 11th June 2026

Like a helping hand!

5
So easy to use, and a great help when something a bit dearer needs replacing Reviewed on: 11th June 2026

I've never had any problems at all.

5
I've never had any problems at all. That's why I give such a high rating Reviewed on: 11th June 2026

Easy to manage money, and digital currency

5
Easy to manage money, and digital currency Reviewed on: 11th June 2026

Really easy and helpful to use.

5
Really easy and helpful to use. The service is fast and great. Allowing for multiple options means there’s flexibility in payment options. Buy now and pay in 4 months has been really helpful to help you get those special buys and get over the line with the budget. Fantastic overall. Reviewed on: 11th June 2026

It's easy to use and setup and you can add things as...

5
It's easy to use and setup and you can add things as you go Reviewed on: 11th June 2026

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