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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149300)

I feel secure when using PayPal to buy goods and saf...

5
I feel secure when using PayPal to buy goods and safe in the knowledge that should anything go wrong with a purchase that I have PayPal protection. Reviewed on: 11th June 2026

Wouldn’t be without PayPal

5
Having the ability to spread the cost of larger purchase over 4 months interest free is invaluable to me. I use it all the time and it just takes that extra pressure off life knowing that it’s there when I need it! Reviewed on: 11th June 2026

No issues, pleased with Pay Pal.

5
No issues, pleased with Pay Pal. Reviewed on: 11th June 2026

Money that comes handy TKB

5
Money that comes handy the rates are not bad Reviewed on: 11th June 2026

It has been wonderful, safe anSafed convenient.

5
It has been wonderful, safe and convenient. Reviewed on: 11th June 2026

I like how easy it is to navigate through when buyin...

5
I like how easy it is to navigate through when buying items, the level of security is good, I have never had a problem with PayPal, as their customer servive side is good too. Reviewed on: 11th June 2026

Its reliable and covenient.

5
Its reliable and covenient. Also very easy to use and to understand. Reviewed on: 11th June 2026

So easy to use and navigate the app

5
So easy to use and navigate the app Reviewed on: 11th June 2026

Always reliable never had any issues that I've had t...

5
Always reliable never had any issues that I've had to chase. Overall good service Reviewed on: 11th June 2026

Best merchant platform

5
Easiest way to pay for anything efficiently Reviewed on: 11th June 2026

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