Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173192 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173230)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It works fine but getting a little complicated

It works fine but getting a little complicated Reviewed on: 7th July 2026

Helps spread the costs

An unrecognised transaction with Uber Eats which I don’t use was reimbursed immediately. It also helps you pay for large purchases and spread the costs. Reviewed on: 7th July 2026

Great long standing service - Paypal has been my met...

Great long standing service - Paypal has been my method for online payment for as long as I have purchased online, safe simple and time saving. Their pay in 3 and credit offerings are fantastic options for buy now and pay later. Reviewed on: 7th July 2026

Smooth, Fast & Uncomplicated

Smooth, Fast and Uncomplicated Transaction. Helped make our Dream Holiday a Reality. Thank You Pay Pal! Reviewed on: 7th July 2026

Always reliable.

Always reliable. I feel safe using PayPal Reviewed on: 7th July 2026

Support for from paypal

Used PayPal plenty and always been good for me in times of need. Reviewed on: 7th July 2026

Convenience at your fingertips

A clear professional service that has been supportive when an occasional problem has occurred Reviewed on: 7th July 2026

Easy to use and secure with no worries if you are sc...

Easy to use and secure with no worries if you are scammed or something doesn't arrive. Reviewed on: 7th July 2026

After my account being hacked for 7 months, PayPal C...

After my account being hacked for 7 months, PayPal Credit refuse to talk to me and keep blocking my Credit Card (Hard Card) from being used in shops and refuse to tell me why and rectify the problem. Reviewed on: 7th July 2026

Great credit in seconds

Never had an issue with PayPal credit. Super easy to setup and easy to pay in. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95745 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub