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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173468)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Notice of payments

4
Very good however not much notice of payments due Reviewed on: 7th July 2026

Value for money

5
Value for money and flexibility in payments Reviewed on: 7th July 2026

Quite good service, not often increasing credit limit.

5
Quite good service, not often increasing credit limit. Reviewed on: 7th July 2026

Great service

5
Very easy with added protection should anything go wrong. Reviewed on: 7th July 2026

Super easy to use.

5
Super easy to use... available nearly everywhere... Reviewed on: 7th July 2026

It is easy to use and straightforward

5
It is easy to use and straightforward Reviewed on: 7th July 2026

Was in Barcelona and used my PayPal credit card beca...

5
Was in Barcelona and used my PayPal credit card because it’s secure and that’s what customers nowadays need in a world of scammers. We want security that our money stays safe . Keep us happy PayPal in your security. Reviewed on: 7th July 2026

PayPal is a great budgeting tool

5
I haven’t used customer services, PayPal is useful when you need to budget, so you can spread the cost a little instead of a bulk payment. Reviewed on: 7th July 2026

My experience has been very positive with using PayP...

5
My experience has been very positive with using PayPal to pay for my travelling Reviewed on: 7th July 2026

Always an easy app to use and good support when needed.

5
Always an easy app to use and good support when needed. Reviewed on: 7th July 2026

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