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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135562 reviews)

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4.73

Based on 135,561 reviews, last reviewed 11th Jun 2026

3898800% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Feedback Some times I think I the app could be more clear. Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135562)

Best credit lender Ive used

Not only is it interest free for 4 months, it’s up to you how you pay it back. You can do 4 instalments, or set up weekly payment. Or random payments here and there. I’ve been using it for a while for bigger purchases, holidays and birthdays. And I haven’t had to pay any interest yet as I always pay everything off within the 4 months. Reviewed on: 8th July 2022

Great credit provider to date!

Really happy with the usability of the app and the 0% interest over four months on £99+ purchases! Reviewed on: 8th July 2022

Brilliant

With PayPal company all transactions are successful completion. Reviewed on: 8th July 2022

Execellent

Help with big shops as different payment offers incl pay in 3/4 with 0% interest Reviewed on: 8th July 2022

0% on purchases over £99 fantastic

Really simple and easy going - with almost all companies allowing you to pay via PayPal - their 0% interest on purchases over £99 is of great benefit to me Reviewed on: 8th July 2022

Very convenient

Great experience with affordable rate with good service Reviewed on: 8th July 2022

PayPal credit can't be beaten

PayPal Credit is most convenient credit provider nowadays. While majority of shops already got online shopping, there is no easier and safer way to manage your credit. It saved me so many times. And trust grows gradually with everyday use. Reviewed on: 8th July 2022

Outstanding

Great service, convenient, happy customer. Reviewed on: 8th July 2022

It helps me a lot ,,it give you interest free period which very important for me.

If I want to go abroad I don't need to worry to pay cash ,,just use my paypal credit and no interest for 4 months ,,as I hate paying interest . Reviewed on: 8th July 2022

Love their effectiveness

I have used this service for a long time and O have never been disappointed, Wonderful service. Reviewed on: 8th July 2022

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