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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173914)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love PayPal as you know everything is covered for...

5
I love PayPal as you know everything is covered for safe shipping on line Reviewed on: 7th July 2026

Never had a problem with PayPal, once had a retailer...

5
Never had a problem with PayPal, once had a retailers product never arrive with no response from them. Reported the issue to PayPal who swiftly stepped in and a refund was issued without any hassle Reviewed on: 7th July 2026

Stress free

5
Great at allowing me to spread the cost of high priced items at a stress free period of time Reviewed on: 7th July 2026

Life saver !!!

5
Paypal Credit has been a life saver when you have so many special events coming in at the same time and Don't want to scrimp PayPal credit give you the means to buy the perfect gift without the struggle being able to spread the cost over a period of time Reviewed on: 7th July 2026

PayPal review

5
Could not survive without PayPal Reviewed on: 7th July 2026

Simple but effective

5
Easy to use, good communication. Simple but effective way to purchase especially online. No issues at all Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. Accessible. Feels secure. Reviewed on: 7th July 2026

Have excellent customer experience when you have to...

5
Have excellent customer experience when you have to call them up. I have spoke to a few customer representatives and have all been very helpful. Reviewed on: 7th July 2026

GreatPal

4
It is nice to have the confidence of being able to use PayPal without having to worry about scammers and ethieves. PayPal has a fabulousreputation based on quality of service and trust. Reviewed on: 7th July 2026

PayPal credit is the best available.

5
PayPal credit is the best available. Easy to use, easy to track and can be used in many ways. Reviewed on: 7th July 2026

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