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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149634 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149634)

i love using paypal.

i love using paypal. every transaction feels safe and secure. their customer service is always outstanding! Reviewed on: 12th June 2026

Perfection PayPal.

Love pay pal. Extra time to pay for items. Piece mind should item be faulty or not turn up at all. Pay pal got you covered. When shopping on line I will go for a shop more if they use PayPal. I encouraged my wife and my daughters to get this. They use it all the time now. Wish could pay everything this way especially the way prices keep rising on everything you buy now. Reviewed on: 12th June 2026

never had issues and allows me to pay in many...

never had issues and allows me to pay in many retailers Reviewed on: 12th June 2026

Useful option to have with clear payment plan

Useful option to have with clear payment plan Reviewed on: 12th June 2026

Excellent credit

It's great for giving credit when You need money Reviewed on: 12th June 2026

Reliable and easy to use .

Reliable and easy to use . I have used PayPal credit for a while now and I’d recommend Reviewed on: 12th June 2026

asy to pay with so many different retailers

Easy to pay with so many different retailers Reviewed on: 12th June 2026

Trusted Payment Platform for Everyday Use

I've been using PayPal for quite a while now, and it's made online payments so much easier. Whether I'm shopping online, paying for services, or sending money to family and friends, everything is usually quick and straightforward. What I like most is the convenience and peace of mind. I don't have to enter my card details on every website, and I feel more secure knowing there's buyer protection if something goes wrong with a purchase. The app is easy to use, and I've never had any major issues with transactions. Overall, PayPal has been a reliable service for me, and I wouldn't hesitate to recommend it to others. Reviewed on: 12th June 2026

Pay pal the smarter way to pay

I have never had any problems using PayPal in fact I love the pay in 3 it makes something expensive more affordable over 3 months Reviewed on: 11th June 2026

Everything is so clear to understand

Everything is so clear to understand Reviewed on: 11th June 2026

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