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PayPal: PayPal Credit reviews

4.73
Based on 149,671 reviews, last reviewed 6th Jul 2026
1848% increase in 5 star reviews
in the past 90 days
2510% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026
Keith P's avatar
Keith P

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149705)

Always simple and safe transactions.

5
Always simple and safe transactions. It’s always my go to method of payment. Reviewed on: 12th June 2026

Secure, trustworthy & Streefree.

5
I find paypal payment secure, trustworthy & Streefree. Especially paying to less known vendors. Reviewed on: 12th June 2026

PayPal is a very useful service.

5
PayPal is a very useful service. Reviewed on: 12th June 2026

Great service easy to use.

5
Great service easy to use. applied and completed my transaction within ten minutes. Reviewed on: 12th June 2026

I've used PayPal for years and never had a single pr...

5
I've used PayPal for years and never had a single problem Reviewed on: 12th June 2026

Good and essy to get.

3
Good and easy to get paypal credit card. Reviewed on: 12th June 2026

PayPal is great and safe to use, I feel secure using...

5
PayPal is great and safe to use, I feel secure using PayPal credit. Very easy to pay off too. I like the fact that I can pay money off at anytime. It’s great having it all detailed on the app for you to view at anytime. The credit rates are very reasonable, I would highly recommend PayPal credit to anyone. X Reviewed on: 12th June 2026

Excellent service

5
PayPal credit gives you a few months to pay for something without any interest Reviewed on: 12th June 2026

PayPal .

5
PayPal, the simple fair way to pay. Reviewed on: 12th June 2026

PayPal is great and easy to use and allows flexibly.

5
I have never had any issues with PayPal. It is easy to use and credit options make it easy to Paul overtime with no additional cost on pay in three. Reviewed on: 12th June 2026

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