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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149480 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149481)

Amazing customer service and seamless service.

Amazing customer service and seamless service. I have always enjoyed using PayPal and have been a customer for years now. No complaints bere Reviewed on: 11th June 2026

Easy to use, available on all sites where paypal acc...

Easy to use, available on all sites where paypal accepted. Reviewed on: 11th June 2026

Never had an issue.

Never had an issue. App is easy to understand…so never have had to contact them via phone as all the answers are in the ap Reviewed on: 11th June 2026

Never had any issues with pay pal every.

Never had any issues with pay pal every. Reviewed on: 11th June 2026

Great customer service

I have only ever had to contact customer service once and they were very helpful indeed resolving the issue with a common sense approach Reviewed on: 11th June 2026

I have been using PayPal for a few years now.

I have been using PayPal for a few years now. I always use my card as know if there is a problem with a payment/ order I can go to the resolution page and know it will be sorted. Very pleased with my dealings with PayPal. Reviewed on: 11th June 2026

So far I could say I'm happy but I believe PayPal co...

So far I could say I'm happy but I believe PayPal could offer better deals. Ex: low interest rates, more time for interest free on purchases Reviewed on: 11th June 2026

No interest fee credit very helpful

Their PayPal Credit and Pay Later schemes with no interest fee has been extremely helpful to me. I've managed to pay bills and online purchases whilst being able to get the money to pay for it in time. Reviewed on: 11th June 2026

Handy to have

I’ve had no issues so far, was happy that I even managed to get PayPal credit and I still need to try out the PayPal take 3. Reviewed on: 11th June 2026

Excellent service

I use PayPal in many different ways. I found pay in 3 very useful and PayPal credit is great as well Reviewed on: 11th June 2026

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