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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149634 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149634)

Review

Good promotions offered compared to other credit cards Reviewed on: 13th June 2022

Easy to use

PayPal is available at so many retailers now, and its so easy to use with lots of different options to choose, simple and easy! Reviewed on: 13th June 2022

Easy and great offers

Easy to use and extremely quick for almost all online checkouts. The 4 month interest free offer makes it great for emergency purchases. Reviewed on: 13th June 2022

Hope this is going to give me some enjoyment

This would help me a lot as I have not got credit card and need a new wardrobe Reviewed on: 13th June 2022

Efficient payment service

With PayPal I do not fear in buying anything especially when its 99 pounds and over and its 4 months interest free. I love this service and I hope they could increase my credit limit so I can take on bigger purchases. Reviewed on: 13th June 2022

Always there to help

Can rely on paypal credit anytime!!! Reviewed on: 13th June 2022

I've been with them for years

I can't remember the year. I started with PayPal but it's a lot of years ago now and I have had no reason to look for anyone else ten out of ten Reviewed on: 13th June 2022

Secure, Easy to use what's not too Like

Used PayPal numerous times using their different options, payments go through quickly and PayPal keep me fully informed of my purchasers and payment dates whether it be Pay in 3, PayPal Credit or via one of my Credit Cards registered with PayPal. Reviewed on: 13th June 2022

Excellent service thanks

Excellent service thanks paypal Reviewed on: 13th June 2022

Very helpful

PayPal credit has been great for me I’ve been able to buy things I wouldn’t be able to buy without the use of PayPal credit Reviewed on: 13th June 2022

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