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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174028)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service and so easy to sort out

5
Great service and so easy to sort out Reviewed on: 7th July 2026

Amazing way to pay and never messes up

5
Amazing way to pay and never messes up Reviewed on: 7th July 2026

Simple & quick

5
The process of setting up a credit facility could not be simpler! Ideal for easing the worry of those unexpected purchases. Visibility of the loan balance is great you feel in control of your finances. Reviewed on: 7th July 2026

Great and secure payment

5
PayPal is great for paying the website very secure and easy to use. Reviewed on: 7th July 2026

Very good and straight forward services

5
Very good and straight forward services Reviewed on: 7th July 2026

Ridiculously easy to use app.

5
Ridiculously easy to use app that simply gives you the relevant information at your fingertips. Paypal excels again with a product that everyone needs and can use. Reviewed on: 7th July 2026

Handy especially now that I can add it to my Google...

4
Handy especially now that I can add it to my Google wallet, security is good too. App feels secure and accepted at most retailers. Reviewed on: 7th July 2026

So easy to use and easy to keep track off what your...

5
So easy to use and easy to keep track off what your spending and when things need payed. App is easy to use aswell Reviewed on: 7th July 2026

Simple to use and quick.

5
Simple to use and quick. convenient to use as well. All round amazing Reviewed on: 7th July 2026

Safe and easy to use

5
I’ve used PayPal for over 15 years, and it’s always been reliable. It’s simple to use, secure, and makes online payments really easy. I’ve had a great experience with it and would definitely recommend it. Reviewed on: 7th July 2026

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