Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174145 reviews)

View other PayPal products

4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174150)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great good to have and deal with

Great good to have and deal with Reviewed on: 7th July 2026

Pay pal credit advantages

Used PayPal credit a few times, I find it great to spread the cost over 3 payments, for expensive items this is a good way to pay, your not paying out a late sum every month, it makes it easier to manage your finances Reviewed on: 7th July 2026

No additional comments all very good.

No additional comments all very good. Reviewed on: 7th July 2026

PayPal credit is a quick and easy way to pay.

PayPal credit is a quick and easy way to pay. It’s always my first choice when shopping online. Reviewed on: 7th July 2026

Quick easy payment methods especially safe to use go...

Quick easy payment methods especially safe to use goods and services protection / clear balances and identifying transactions safe and secure method Reviewed on: 7th July 2026

Flexi and works for you

Easy to use and accessible that make options for balanced Reviewed on: 7th July 2026

Such an easy way to pay!

Such an easy way to pay! I know it is secure and it is really flexible Reviewed on: 7th July 2026

Can’t fault pay pal in any area keep it up

Can’t fault pay pal in any area keep it up Reviewed on: 7th July 2026

I always choose PayPal

I feel more secure using PayPal, always supportive if I have a problem. Reviewed on: 7th July 2026

PayPal is my no.1 for more than 15 years

I am using PayPal for more than 15 years and it is brilliant service. Each transaction is smoothly and safety. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96328 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub