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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174203 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174217)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Customer service with a knowledgeable smile!

I had a payment issue but a simple phone call was all it took to resolve the matter. The friendly staff member was well informed, polite and helpful. Reviewed on: 7th July 2026

So easy to set up and use!

So easy to set up, once set up I could forget about it knowing that the next payments would go out when needed without any further assistance from me. The knowledge that I have the facility to use this in the future is reassuring. Reviewed on: 7th July 2026

when purses go wrong they help to sort it

when purses go wrong they help to sort it Reviewed on: 7th July 2026

PayPal - easy and safe

PayPal is just so easy to use and you feel safe in the knowledge that it is a secure way to do any financial transactions Reviewed on: 7th July 2026

Long term no problems Reliable Good Service

Long term no problems good service Reviewed on: 7th July 2026

Excellent service and I will recommend all my friend...

Excellent service and I will recommend all my friends and family Reviewed on: 7th July 2026

Brilliant addition to my buying needs!

Been a customer for years PayPal has become invaluable for purchasing- 4 months 0% interest has allowed me to buy many things from tech to hobby stuff - it’s great and customer service has worked out marvellous when I’ve needed help. Reviewed on: 7th July 2026

Value for money.

Value for money. Helps with installments. Reviewed on: 7th July 2026

Great service

Easy to use, I haven't had any issues with it at all. Great service Reviewed on: 7th July 2026

Very good and easy , thank you for your service

Very good and easy to use , helps to send money more secure, shopping is much easier thank you Reviewed on: 7th July 2026

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