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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174235 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174238)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Saved me during a really hard time.

Been using it for years. Really helped me out during an emergency house move and needing to buy everything and pay later. Having monthly payments really spreads out my finances. Had support a few months ago with a payment holiday due to financial struggles. Very supportive. Reviewed on: 7th July 2026

Always great value and service Great service

Always great value and service. Always pays on time and very convenient and secure to use. Reviewed on: 7th July 2026

Good service provider.

I have been with pay pal since 2009 and their has been no problem. I have been with pay pal since 2009 and Pay pal has been good service provider. Reviewed on: 7th July 2026

Excellent Service, so easy when making payments,

Excellent Service, so easy when making payments, Reviewed on: 7th July 2026

PayPal is simply the best

PayPal is the best way to pay, great customer service and I know my transaction is safe and insured Reviewed on: 7th July 2026

Quick and easy to get approved and to use when makin...

Quick and easy to get approved and to use when making payments Reviewed on: 7th July 2026

I've found PayPal Credit to be really useful.

I've found PayPal Credit to be really useful. It gives me the option to buy more expensive items when I need them and spread the cost over three more manageable payments, which makes budgeting much easier. The whole process is simple, and I like how quick and convenient it is to use at checkout. I've had a positive experience with it so far, and it's given me a bit more flexibility when making larger purchases without feeling overwhelmed by one big payment. Reviewed on: 7th July 2026

Very reliable and my go to payment option

Very reliable and my go to payment option Reviewed on: 7th July 2026

PayPal is a great, secure way to make payments...

PayPal is a great, secure way to make payments and the pay in 3 is excellent no-cost way to spread payments. Reviewed on: 7th July 2026

Great simplified experience.

Great simplified experience. Easy to use Reviewed on: 7th July 2026

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