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PayPal: PayPal Credit reviews

4.73
Based on 135,665 reviews, last reviewed 11th Jun 2026
3903600% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Couldn’t be better Paypal Credit to me is trusted, simple and clear to understand and access. Couldn’t really be better! Reviewed on: 11th June 2026
Laura CC's avatar
Laura CC

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135666)

Very helpful in times when ur broke

5
I'm always broke so PayPal is my savior Reviewed on: 13th June 2022

Excellent

5
Always instant, never a problem! Reviewed on: 13th June 2022

PayPal credit rocks

5
Low on interest, high in customer service. PayPal makes online purchasing so much easier! Reviewed on: 13th June 2022

Painless to use and efficient

5
Seems to hide it's light behind bushel. Don't be so modest and accept your are excellent at your job. Reviewed on: 13th June 2022

Excellent

5
It’s amazing .Make sky life easy Reviewed on: 13th June 2022

Simple and hassle free financing

5
I signed up to PayPal credit wondering how it works work without a card, but has been slick and easy to buy and spread out payments, thanks Reviewed on: 13th June 2022

Fantastic company

5
They are very helpful and will sort out problems very fast. Reviewed on: 13th June 2022

Love PayPal

5
I’ve been using PayPal credit a while. They are a fair and honest company, what’s different about them? They understand the consumer which many don’t, with short term agreements that let you pay for things over a period of time without accruing interest. Is a first amongst credit company’s. They are my go to, if available! Just fabulous!!! Reviewed on: 13th June 2022

Excellent and good value

5
Easy to use, and excellent repayment management Reviewed on: 13th June 2022

Excellent service

4
User friendly and swift response Reviewed on: 13th June 2022

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