Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175280 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175310)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy and simple to use.

Easy and simple to use. I like having the options of credit or pay on 3 to spread the costs. Reviewed on: 7th July 2026

Great way to spend and control your money.

Great way to spend and control your money. If you have those larger purchases then so convenient to use and pay back. Reviewed on: 7th July 2026

It’s a life saver you can buy now pay later

It’s a life saver you can buy now pay later Reviewed on: 7th July 2026

Very easy to use , hassle free , always safe payment...

Very easy to use , hassle free , always safe payment option available 24/7 just an excellent all round serving every time Reviewed on: 7th July 2026

Great service

Always keep me up to date . Help me with any problems from people I have bought from . If you miss a payment they are very helpful with solutions if you are struggling with payments . Reviewed on: 7th July 2026

, safe way to pay for dodgy l...

Never had any problems , safe way to pay for dodgy looking goods sites Reviewed on: 7th July 2026

Easy to navigate and everything is in simple terms.

Easy to navigate and everything is in simple terms. Never had an issue Reviewed on: 7th July 2026

Really easy to use and to check what you have...

Really easy to use and to check what you have paid Reviewed on: 7th July 2026

Recommendation

My experience with PayPal has been awesome. They have helped me to manage many of my payments. They are good financial support and backbone . Very reliable and very structured system. Reviewed on: 7th July 2026

I so much like the fact that paypal allows me to ear...

I so much like the fact that paypal allows me to earn points when i pay with paypal. It has the option to pay in 3 months instalment and also 4 months to pay off credit usage over £200. It is great for me Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97167 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub