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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175424)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always been happy with service received from PayPal

5
Always been happy with service received from PayPal Reviewed on: 7th July 2026

I love PayPal it helped me buy things when I couldn’...

5
I love PayPal it helped me buy things when I couldn’t afford the full amount at once Reviewed on: 7th July 2026

So easy to use

5
So easy to use, clear on what you borrow and what you are paying back. Reviewed on: 7th July 2026

PayPal is a really great platform - very easy to use...

5
PayPal is a really great platform - very easy to use, I frequently select it when purchasing online via credit and normal payments. Would absolutely recommend to friends and other people. Reviewed on: 7th July 2026

Just a great trustworthy company

5
Just a great trustworthy company never had any problems you know you are safe with paypal Reviewed on: 7th July 2026

PAYPAL CREDIT options to pay

5
quick easy and choice of options to pay Reviewed on: 7th July 2026

4 month interest free credit

4
Using 4 months interest free for holidays is an easy way to snap up a bargain break Reviewed on: 7th July 2026

Great choices of payment plan.

5
Great choices of payment plan. Reminders when payments are due . Reviewed on: 7th July 2026

Good Way to Spread the Cost

5
I have started to use PayPal a lot more than in the past and have had no issues whatsoever. I get an instant reply whether asking for credit or pay in 3. They give you plenty of notice when they are about to take money from your account, allowing you to move money, if needed. Reviewed on: 7th July 2026

Seamless service from start to finish.

5
Its a seamless service from start to finish. Any issues are efficiently and effectively dealt with. Communication is excellent. Reviewed on: 7th July 2026

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