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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168869)

Easy great feedback and support.

5
Easy great feedback and support. Encouraging to keep to their side of banking whilst giving you great deals Reviewed on: 6th July 2026

Easy and simple to use and very convenient with big...

5
Easy and simple to use and very convenient with big purchases Reviewed on: 6th July 2026

PayPal credit easy to apply decision in seconds

5
PayPal credit easy to apply decision in seconds Reviewed on: 6th July 2026

Excellent

5
Always easy to.purchase easy website use lots of options to make payments Reviewed on: 6th July 2026

PayPal has always been a proactive lender

5
PayPal has always been a proactive lender Reviewed on: 6th July 2026

Paypal Credit

5
Used Paypal for secure payment and also Paypal credit, very quick and easy and no hassle, very flexible too. Reviewed on: 6th July 2026

Best and safest paying method

5
Iv had the best service, easy to use and to report issues and get them sorted fast, i will only buy online through pp, its safe and officiant. Reviewed on: 6th July 2026

PayPal Always satisfactory -

5
Always satisfactory. Gives buying confidence Reviewed on: 6th July 2026

Been with paypal for years never had any problems ju...

5
Been with paypal for years never had any problems just good service Reviewed on: 6th July 2026

Credit when i need it

5
So far so good, never had any issues with my credit which i used often Reviewed on: 6th July 2026

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