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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175534 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175544)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal credit has helped me massively

Paypal credit has helped me massively to spread the cost on items bought for my small business, without it I would have really struggled. Reviewed on: 7th July 2026

Superb service very easy to use,user friendly

Superb service very easy to use,user friendly Reviewed on: 7th July 2026

Fantastic experience

Great so easy to use and pay ,haven't had any issues over the years Reviewed on: 7th July 2026

Great credit card

Great apr rates, email updates on balance/ statements and easy to navigate the app Reviewed on: 7th July 2026

PayPal - safe, convenient and easy to use

I don't believe I have ever had a problem with PayPal since I registered over 15 years ago. It is safe, convenient and easy to use. Reviewed on: 7th July 2026

Easy refund

I recently purchased a product that I never received PayPal refunded the money very quickly without any hassle at all. Very impressed Reviewed on: 7th July 2026

Easy way to pay in 3 or have short 0% interest for a...

Easy way to pay in 3 or have short 0% interest for a few months Reviewed on: 7th July 2026

Simple to use. Minimum fuss!

Simple to use. Minimal effort to resolve any issues. Service is always friendly and very helpful. Reviewed on: 7th July 2026

It was really easy to ask for the paypal credit and...

It was really easy to ask for the paypal credit and I had no reason to interact with customer service, very nice Reviewed on: 7th July 2026

PayPal Credit for those little luxuries or essentials!

Using PayPal credit is very easy and affordable. I have used the credit facility on a few occasions now when money is a bit tight and I want to spread the cost of something. It is straightforward and transparent with fees etc. On contacting customer services with a query they were extremely helpful and explained everything simply. Reviewed on: 7th July 2026

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