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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175693 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175727)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service, and so convenient

I have been using PayPal for years now and have never had a problem. It's simple to use, offers immediate payment, deferred payment, and you can spread the cost over three months, which has been a lifesaver on occasion. Reviewed on: 7th July 2026

I've always used PayPal to pay in installments.

I've always used PayPal to pay in installments. It seems great for me. Arranged installments take the burden off my shoulders. It's so simple! Also paying through PayPal secured more my cards. Reviewed on: 7th July 2026

very goood .

very goood ............................ Reviewed on: 7th July 2026

PayPal is even better with Physical Cards

PayPal is even better now there is a Physical and Google Pay Card involved - it makes monthly budgeting much easier Reviewed on: 7th July 2026

Ease of transactions and budget monitoring is excell...

Ease of transactions and budget monitoring is excellent within the online portal and the mobile app. Reviewed on: 7th July 2026

Paypal is there for you when things don't go as plan...

Paypal is there for you when things don't go as planned. Its convenient, quick and easy. A very useful payment plan. Reviewed on: 7th July 2026

PayPal Review

Usually everything runs smoothly, I few glitches in the app now and then, which can lead to payment being declined. Found a few minutes later or perhaps going directly through the store and paying with PP at checkout works Reviewed on: 7th July 2026

Just brilliant

Just brilliant and easy. No hassle credit Reviewed on: 7th July 2026

Its very simple and easy to use.

Its very simple and easy to use. Gives me ease to pay items off on a budget Reviewed on: 7th July 2026

Smooth, seamless use.

Smooth, seamless use. Where PayPal let me down is their customer service side. Where it dails is with T&Cs are too restrictive meaning that it is more likely side with the vendor and not the customer, therefore there is a disproportionately positive treatment of vendors versus customers. That is disappointing as customers won't feel they have sufficient protection. Reviewed on: 7th July 2026

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