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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175825)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

A few problems to start with, but mange’s to resolve...

5
A few problems to start with, but mange’s to resolve them Reviewed on: 7th July 2026

Been great with PayPal since day one

5
Been great with PayPal since day one Reviewed on: 7th July 2026

Flexible, Friendly and First Rate Finance.

5
Flexible, Friendly and First Rate Finance. Reviewed on: 7th July 2026

PayPal credit enabled me to be flexible with buying...

5
PayPal credit enabled me to be flexible with buying important and vital items for my personal well being and career / aspirations. Love it. Reviewed on: 7th July 2026

Very helpful with affordable payments

5
Very helpful with affordable payments Reviewed on: 7th July 2026

PayPal Credit Card

5
The PayPal Cashback Mastercard delivers excellent value for regular PayPal users. The combination of 3% cash back through PayPal, 1.5% everywhere else, and no annual fee makes it a solid everyday card. Reviewed on: 7th July 2026

There when you’re still waiting for your pay day

5
Like every credit, if you’re still waiting for your pay day and you really want something PayPal will let you have it. And you can pay with PayPal credit almost everywhere also the same with holidays, 0 interest Reviewed on: 7th July 2026

Easy & Safe

5
Have used Paypal for some time now either Credit, pay in 3 and most recently have got their Debit Card and have already made £10 back. Paypal is quick, easy & above all safe. Reviewed on: 7th July 2026

Customer friendly, realistic in every sense and very...

5
Customer friendly, realistic in every sense and very professional in their day to day activities. Always on the "look out". Reviewed on: 7th July 2026

Absolutely great

5
It's easy to set and easy to use Reviewed on: 7th July 2026

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