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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139237 reviews)

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4.73

Based on 139,237 reviews, last reviewed 15th Jun 2026

4066650% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139237)

Professional

The service is prompt and effective and l if something goes wrong, PayPal customer service doesn’t disappoint Reviewed on: 10th August 2022

Shopping and bills

Great service easy to navigate as well quick and safe to pay for anything you need ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 10th August 2022

The easiest and most affordable way to use credit.

Using PP credit is convenient, manageable and affordable. The method is accepted almost everywhere and their repayment plans are so easy to manage and keep track of. Without a doubt the best credit provider i have used. Reviewed on: 10th August 2022

Good simple solution

I'm very happy with PayPal credit Reviewed on: 10th August 2022

Easy to Use

Easy to use and secure, easy to make payments and interest free for a few months Reviewed on: 10th August 2022

Simple and convenient

paypal is very easy to use. I love the pay in three option and that it offers 0% interest on many things if paid by a certain time. Reviewed on: 10th August 2022

Great way to do shopping

As I do most of my shopping online I do not like to put my card details everywhere. Therefore I use paypal every time there is the option to do that. With the paypal credit it is so easy to buy even the big, expensive things and pay it in few months without any interest. I really like it. Reviewed on: 10th August 2022

Paypal Credit is slick and easy

Paypal Credit gives me a lot of flexibility when buying products online and helps a lot in times close to pay day when I need to buy something but don't have the money. The pay in 3 service is also seriously useful allowing me to split the payment of a more expensive item across three paychecks! Reviewed on: 10th August 2022

Best In Class

The interest free period is so humane and helps us to get by. Having more time to pay back without interest is the best a financial institution can do for consumer Reviewed on: 10th August 2022

PayPal all the way

PayPal credit is simple and convenient, you get 4 months interest free to pay off balance. It has really helped me when it comes to emergencies like washing machine breakdown. Definitely recommend them Reviewed on: 9th August 2022

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