Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

View other PayPal products

4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

It's been the best.

It's been the best. Their services are good Reviewed on: 30th May 2025

Really easy to use and convenient.

Really easy to use and convenient. Reviewed on: 30th May 2025

Convenient and easy to use.

PayPal is easy and convenient to use, when i buy online it saves me having to register on websites and put all my details in along with payment details, it keeps my bank and card details safe and I have several choices for how to pay. I feel my details are also private and safe. Reviewed on: 30th May 2025

Hassle free and easy...

Always been hassle free to use and problems resolved quickly Reviewed on: 30th May 2025

Easy experience

Excellent customer service, very knowledgeable and polite staff. Nice credit options and decent interest rates, would recommend every time. Reviewed on: 30th May 2025

Every time I use PayPal it is a stress free experience.

Every time I use PayPal it is a stress free experience. Reviewed on: 30th May 2025

Good coustomer care i received from Paypal

Good coustomer care i received from Paypal Reviewed on: 30th May 2025

I love to use PayPal for purchasing train tickets

I love to use PayPal, especially when purchasing train tickets. It makes the booking process much simpler and gives me peace of mind, in case of any travel disruptions. Reviewed on: 30th May 2025

All round perfect my go to for payments safe and sec...

All round perfect my go to for payments safe and secure and easy to use app and to top it off great customer service Reviewed on: 30th May 2025

I've been using PayPal for a while now, and honestly...

I've been using PayPal for a while now, and honestly, it's one of the easiest ways to send and receive money online. Whether I'm splitting a bill with friends, buying something from a small shop, or getting paid for freelance work, it’s super straightforward. What I really like is how quick it is to set up and use. You just link your bank or card, and you're good to go. Plus, I don’t have to share my card details every time I make a purchase, which feels a lot safer. It’s not perfect—sometimes the fees can be a bit annoying—but overall, it’s reliable, fast, and makes online payments way less of a hassle. Reviewed on: 30th May 2025

Alternative products

Very Account
from Shop Direct 4.31 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.76 from 172 reviews
Better Off Calculator
from Policy in Practice 4.77 from 400 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub