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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176618)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal is so easy to use!

5
Paypal is so easy to use, and integrated into most online payment presented by companies. I choose to to make it easy to keep track of my money. It's also great for sending money abroad and to friends, as well as collecting money for birthdays etc. I've used it for decades. Reviewed on: 7th July 2026

11 years of PayPal

4
I have enjoyed using PayPal for several years now, since joining in 2015. It’s great for quick checkout, to send money to friends, and for receiving money without having to give out bank details. I have used it for direct debits, subscriptions, and also used the PayPal credit feature with ease Reviewed on: 7th July 2026

Very helpful, very useful always

5
Very helpful, very useful always Reviewed on: 7th July 2026

Always helpful

5
Always very helpful and friendly. Reviewed on: 7th July 2026

Convenient and secure way to purchase online.

5
Convenient and secure way to purchase online. Reviewed on: 7th July 2026

I like using PayPal / PayPal Credit.

5
I like using PayPal as its quick and easy. The added layer of security gives me piece of mind. I also use PayPal Credit for larger items and split into 3 intrest free payments to clear the item over a few months. Reviewed on: 7th July 2026

Quick, easy, accepted almost everywhere!

5
Quick, easy, accepted almost everywhere! Reviewed on: 7th July 2026

Very easy to use, great service.

5
Very easy to use, great service. Reviewed on: 7th July 2026

I've had good and bad experiences but on the whole I...

4
I've had good and bad experiences but on the whole I find the service very useful in terms of safety. Reviewed on: 7th July 2026

Amazing Service

5
Quick and easy to use and excellent in every interaction digitally and human Reviewed on: 7th July 2026

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