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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139445 reviews)

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4.73

Based on 139,445 reviews, last reviewed 15th Jun 2026

4076300% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a great way to shop. PayPal is a great way to shop. It's safe and secure, and I don't have to pay the entire amount at once. I can split the payment into three installment... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139445)

Hassle free

I use their services extensively and have never had a problem. Very fair. Reviewed on: 8th July 2022

Simple, generous credit

The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022

I like to pay with PayPal credit

I am using PayPal credit more than my debit card or online pay and I like PayPal credit account . Reviewed on: 8th July 2022

PayPal credit

Excellent credit lender, easy to Purchase things from almost anywhere, great apr as well Reviewed on: 8th July 2022

So simple to use!

Haven't found anywhere I can't use it! Reviewed on: 8th July 2022

Best Short Term Credit Card

The best credit card without an interest. I have been using it without paying any interest, as I always pay within the 4-month grace period. Reviewed on: 8th July 2022

PayPal been stress free

Stress free cos it’s simple and easy to set up and keep track of everythunf Reviewed on: 8th July 2022

Good old PayPal

Always there when you need it, reliable and affordable Thank you PayPal Reviewed on: 8th July 2022

execellent

great fast and easy to use service with no extra charges Reviewed on: 8th July 2022

Credit made easy

The advantage of paypal credit is the consumer protection put in place, which ensures that I always backed up when I return goods having used paypal credit. In addition, the user interface is easy to use and gives me handy summaries of my credit. Reviewed on: 8th July 2022

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