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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173861)

So easy to use.

So easy to use. Quick & easy to use had no problems. Definitely will use again. Reviewed on: 7th July 2026

I love it that i can pay in three payments.

I love it that i can pay in three payments. I did helped me so many times. Love it international paynents, transfers. I use paypal daily, use for ebey, shein . I am with paypal 15 years now. My best app and bank !! Reviewed on: 7th July 2026

Too expensive.

Too expensive. Fees are too high. Always side with buyer even when buyer has clearly tried to rip you off and lied. If I didnt have to use them i wouldn't but buyers like paypal. Its very difficult to speak to a person when you have a problem. Reviewed on: 7th July 2026

Not bad, but could use some improvements.

Not bad, but could use some improvements. Needs more clarity on when you can use the credit and especially with the buy now pay later. Reviewed on: 7th July 2026

PayPal credit is easy to apply for, but it's slightl...

PayPal credit is easy to apply for, but it's slightly muddled on the app as it merges with PayPal in general and payments appear to only be through them linking my bank to them as the option isn't available to set up this CC with my bank ( i acknowledge this just may be my bank or because it's new Reviewed on: 7th July 2026

Best way to pay!

Convenient to be able to spread the cost of bigger purchases. They provide very good customer support and communication. Easy to use both on line and in-store. Highly recommend! Reviewed on: 7th July 2026

Easy to use, monitor and pay back without fees

Easy to use, monitor and pay back without fees Reviewed on: 7th July 2026

Easy and flexible payment methods.

I think the idea and features of PayPal are great, gives flexible and easy payment methods. Also allows for reassurance if any issues which PayPal deal with efficiently and timely. Reviewed on: 7th July 2026

Been using it for years.

Been using it for years. Fast service delivery. Reviewed on: 7th July 2026

Awesome ...

Perfect easy to use pretty much everywhere uses paypal Reviewed on: 7th July 2026

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