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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173927 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173975)

Great service

Very easy with added protection should anything go wrong. Reviewed on: 7th July 2026

Super easy to use.

Super easy to use... available nearly everywhere... Reviewed on: 7th July 2026

It is easy to use and straightforward

It is easy to use and straightforward Reviewed on: 7th July 2026

Was in Barcelona and used my PayPal credit card beca...

Was in Barcelona and used my PayPal credit card because it’s secure and that’s what customers nowadays need in a world of scammers. We want security that our money stays safe . Keep us happy PayPal in your security. Reviewed on: 7th July 2026

PayPal is a great budgeting tool

I haven’t used customer services, PayPal is useful when you need to budget, so you can spread the cost a little instead of a bulk payment. Reviewed on: 7th July 2026

My experience has been very positive with using PayP...

My experience has been very positive with using PayPal to pay for my travelling Reviewed on: 7th July 2026

Always an easy app to use and good support when needed.

Always an easy app to use and good support when needed. Reviewed on: 7th July 2026

Fantastic service, 10/10 customer service

Fantastic service, 10/10 customer service Reviewed on: 7th July 2026

Handy but use carefully

It’s very handy being able to spread the cost over 4 months with 0% apr so handy for the odd payment but can easily be built up to something you can’t afford over 4 months and then the APR is very high Reviewed on: 7th July 2026

Always quick easy and helpful.

Always quick easy and helpful. Fab offer for my first order that saved me a large amount of money on something I needed anyway! Reviewed on: 7th July 2026

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