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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174034 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174090)

I should rate excellent throughout.

I should rate excellent throughout but I haven’t had cause to ask questions as everything runs so smoothly with excellent access. so can’t truly comment on communication scoring. Reviewed on: 7th July 2026

PayPal is great.

I've been using PayPal for years it's easy to use and offers great credit options with pay-in-three and PayPal credit giving you even longer to pay. I've never had any issues. Reviewed on: 7th July 2026

Easy access 24/7 , I use PayPal as often as I can ,...

Easy access 24/7 , I use PayPal as often as I can , security and protection is important , PayPal takes customers protection to a high level Reviewed on: 7th July 2026

Very seamless and non problematic.

Very seamless and non problematic. Allows extra time to pay for larger purchases. Such a great service to have and very easy to track and the option for a four month interest free really takes the pressure off. This has helped in every day life and reduced the stress greatly. Reviewed on: 7th July 2026

PayPal user for years!.

I have used PayPal for years and so far I have great confidence in their ability to handle my money securely and to offer an excellent service! Reviewed on: 7th July 2026

Quick purchase and flexibility of payment

Quick purchase and love the option that my purchases could go for 4 months payment plan without interest. Reviewed on: 7th July 2026

Easy to use and understand.

Easy to use and understand. Reliable service Reviewed on: 7th July 2026

Pay pal credit is convenient and secure way to do on...

Pay pal credit is convenient and secure way to do online transaction's. With everything in one place and great payment options. Reviewed on: 7th July 2026

Amazing product

Amazing credit no fuss and so fast make purchases easy Reviewed on: 7th July 2026

What's not to like?

Very happy with service that PayPal provides. What's not to like? Reviewed on: 7th July 2026

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